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Pay Off

From Only

$15,000.00

$55/Month

$20,000.00

$75/Month

$30,000.00

$105/Month

$50,000.00

$185/Month

*Above examples represent minimum payment available for typical CH 13 plan filed in  Middle District of Florida.  Results may vary depending on your individual circumstances.


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Can I Get a Credit Card After Bankruptcy?

 Yes, there are several options available. While technically not a credit card you could use a bank or debit card to perform activities for which you normally would use a credit card. You also may be able to keep the credit card you already have if the creditor grants approval. If these options do not work you can get secured credit card which is backed by your own bank account.

Chapter 7 is the most common form of bankruptcy, and is usually used to discharge, or ‘wipe out’, your unsecured debt such as credit cards; medical bills; most personal loans; judgments; deficiencies on repossessed property, etc. 

Chapter 13 is usually used if you are seeking to protect property such as a home, boat or automobile from collections and repossession. Chapter 13 requires you to have some regular source of income, and affords you an opportunity to repay any delinquent debt amounts over a 3 to 5 year period, while you are entitled to keep possession of the property you are seeking to protect.